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Singapore Government

Divorce Support

Managing Finances After Divorce

This website will no longer be available from 30 June 2022. Please visit the Family Assist portal at for information, services, and support to make informed decisions about your marriage or to register for the Mandatory Parenting Programme.

Managing Finances After Divorce

Divorce can have profound short- and long-term financial implications for the divorcing couple and their family. After a divorce, financial adjustments may need to be made, especially when the level of household income is reduced. 

Analysing your present financial situation is a good start to assess your overall financial status. 

Here are some of the key financial issues for divorcing couples and their families to consider: 

1. Housing 

When a marriage ends, housing can be one of the most challenging transitions to work through. A divorcing couple may decide to live separately or they may even continue to live in the same home to save costs. A key consideration is to ensure stable accommodation for the divorcing couple and their children (and other dependents, if any) so that routine activities can continue, especially for the children. 

These are some of the possible housing options to consider: 

  • Staying together in the matrimonial home
  • Staying with relatives 
  • Securing your own housing arrangements

For more guidance on the housing options for HDB-dwellers, please contact any of the HDB branch offices

2. Income for Basic Needs 

You should consider if your income, independent of your ex-spouse, would be sufficient to meet the basic monthly expenses for you and your children.

These expenses could include

  • Basic monthly needs (food, household expenses, transport, medical expenses, utility bills, etc.)
  • Educational needs of children (school fees, tuition, school transport, uniforms, etc.)
  • Divorce maintenance support for children
  • Legal fees
  • Other medical fees and expenses 

3. Short and Long-term Financial Planning 

In addition to your basic financial needs, you should consider what you would need for a more secure financial future for you and your children. 

This may include the following: 


  • Settling, negotiating or updating creditors of change of marital status (for those with debt)
  • Cancelling joint accounts
  • Opening new individual accounts
  • Updating insurance and CPF nominations, wills, investments, etc. 


  • Cost of sending your children for higher education
  • Cost of setting up a new family should you remarry 
  • Cost of purchasing a permanent home, if required 

4. Seeking Employment and Career Growth 

This is particularly important for those who may not be working currently and who may need to seek employment after divorce. 

For more information please see Support Services.