Skip Ribbon Commands
Skip to main content

> The MSF website may undergo scheduled maintenance every Tues, Fri and Sun, from 12am to 9am.
> View the latest Safe Management Measures for weddings, other COVID-19 advisories or COVID-19 FAQs (for support schemes, etc).

Singapore Government

Stepping up outreach to caregivers

Stepping up outreach to caregivers

1       The Special Needs Trust Company (SNTC) will step up its outreach to caregivers of persons with disabilities in 2018. SNTC reaches out to caregivers of persons with disabilities to:
i. Raise awareness on the need to plan ahead for their own retirement and provide for the future financial needs of their dependants;
ii. Increase knowledge of financial mechanisms such as the SNTC Trust, the Special Needs Savings Scheme, and how these financial mechanisms can help them to safeguard monies set aside for the care of their dependants.

Reaching Out to Caregivers

2       Currently, SNTC partners special education (SPED) schools, hospitals, family service centres, the Pioneer Generation Office, the Institute of Financial Literacy and lawyers to educate caregivers on estate planning. In addition to these partners, SNTC will be building networks with professionals such as financial advisors for them to better advise their clients who have dependants with disabilities. SNTC will also be raising awareness of its services through the mass media and events. More details can be found in the calendar of events at

3       SNTC is a registered Charity and Institution of a Public Character (IPC) supported by the Ministry of Social and Family Development. SNTC provides trust and care planning services to support families in planning for the long-term care of their persons with disabilities. SNTC aims to support some 1,700 caregivers by 2021. This is a 70 per cent increase from the 1,000 caregivers it supports today. It is the only non-profit trust company in Singapore set up to provide affordable trust management services to persons with special needs.

Annex A: Frequently Asked Questions

1. What is a trust?

A trust is a legal relationship in which an individual or institution (known as Trustee) holds property, subject to a legal obligation to keep or use the property for the benefit of another (known as the Beneficiary).

2. Who qualifies as a Beneficiary under the SNTC trust?

To set up a trust account, the beneficiary (or dependent) must be a Singapore Citizen or Singapore Permanent Resident with disabilities and residing in Singapore. Caregivers can set up the trust account with a minimum of $5,000.

3 What role does SNTC play in terms of supporting caregivers?

SNTC works with caregivers to plan and provide for the long-term financial and care needs of their dependants with special needs. These caregivers can use the SNTC trust to safeguard the monies they intend to leave behind for their special needs dependant. All monies in the SNTC trust fund are invested and managed by the Public Trustee Office under the Ministry of Law and the principal value of the trust fund is guaranteed by the Government. Caregivers can have a peace of mind that their monies are protected under the trust and will only be used for their special needs dependants.

SNTC has a team of dedicated Case Managers, to support persons with special needs and their caregivers. SNTC's Case Managers will work with the caregiver to develop a Care Plan for their special needs dependant. The Care Plan projects the amount needed to be set aside in the trust to provide for the dependant's long-term caregiving needs, upon the demise or incapacity of the caregiver.

The caregiver's wishes are recorded in a Letter of Intent so that the trust monies will be used for the benefit of the special needs dependant according to the wishes of the caregiver. SNTC will review the Care Plan with the caregiver and update the Letter of Intent to capture any changing needs of the dependant. SNTC's Case Managers will make home visits to check on the well-being of the dependant, when the primary caregivers have passed on. SNTC also monitors the trust funds and continues to review the Care Plan with the successor caregiver, i.e. the appointed caregiver.

4. What is the difference between SNTC's non-profit trust and a private trust?

Details Private Trust
Non-profit SNTC Trust
Objective Accumulation and preservation of wealth Financial security
Target clients High net-worth individuals served by relationship managers persons with special needs served by Case Managers
Minimum amount $500,000 $5,000
Investment of trust funds Invested in higher-risk financial products and investment is profit-driven Invested in low-risk, income-earning products. The principal value of the trust funds is guaranteed by the Government.
Share to Facebook Share to Twitter More...

Related Media Room Items

  • Update on Implementation of Recommendations from the Taskforce on Family Violence

    ​This factsheet provides updates on several initiatives: (i) Raising family violence awareness through a refreshed Break the Silence public education campaign and promoting a Hand Signal for Help, (ii) Tapping on ComLink to support early detection of family and domestic violence, (iii) Amending the Women's Charter to strengthen legal provisions on protection against family violence, and (iv) Deploying forensic-trained psychologists to community-based Family Violence Specialist Centres.
  • Further Progress in Strengthening Social Safety Nets

    These initiatives are part of our continuous efforts to strengthen our social safety nets, and provide Comprehensive, Convenient and Coordinated (3C) support for those in need.
  • 2022 Dedicated As The Year of Celebrating SG Families

    Strong families are the bedrock of our society - they are crucial in developing resilient individuals and building up a caring society.​ The ​Ministry of Social and Family Development (MSF) has dedicated 2022 as the Year of Celebrating SG Families (YCF).