Be wary of scams or phishing attempts (e.g. fake website on MSF Services). From 1 July 2024, government SMSes will be sent from a single Sender ID “”. MSF will never ask you to send money, give us your credit card information, or One-Time Passwords (OTP). Learn more from our scam advisory.
MSF website will undergo scheduled maintenance on Saturday, 29 Jun, 10pm to Sunday, 30 Jun, 6am. During this maintenance period, users may experience intermittent access issues when accessing the website. We apologise for any inconvenience caused.
Have a question about MSF? Find quick answers with our chatbot Ask MSF or search for Frequently Asked Questions.

Income Ceilings for Help Schemes

Type: Parliamentary Questions

Topic(s): Financial Assistance & Social Support


Ms Anthea Ong
Nominated Member of Parliament

To ask the Minister for Social and Family Development (a) in addressing inequality and social mobility which are inter-agency issues, what is the reason for the difference in income ceilings for ComCare Assistance ($1,900/$650 per capita), the Public Rental Scheme ($1,500), the Workfare Income Supplement ($2,300) and the financial assistance scheme for education ($2,750/$690 per capita); (b) how are these different ceilings derived; and (c) what is the minimum cost of living that is used as a guide for our social policies.


1 Our social assistance schemes meet different needs and have different target groups. ComCare supports basic living expenses. The Public Rental Scheme provides highly-subsidised rental housing. The Workfare Income Supplement Scheme tops up the incomes and CPF savings of lower-wage workers to incentivise employment and retirement savings. The MOE Financial Assistance Scheme supports the schooling expenses of children from lower-income families.

2 Agencies incorporate data and information from multiple sources when formulating these schemes, and design the eligibility criteria taking into account not just income but also other factors relevant to the particular scheme. For example, ComCare Long-Term Assistance considers whether a person is unable to work due to old age, illness or disability, and has little or no family support. Flexibility is also exercised when applying the criteria. For example, HDB exercises flexibility to allow those with household incomes above $1,500 to live in public rental housing, based on their circumstances.

3 The different criteria for different schemes also reflect our policy priorities. For example, education subsidies tend to be more generous – both in their income ceiling and subsidy quantum – because the Government strongly believes in the importance of education in addressing inequality and uplifting social mobility.

4 There is another advantage of having eligibility criteria separately tailored to the different schemes. This way, we avoid creating a single critical income threshold, which when crossed causes families to simultaneously fall out of all the assistance schemes. Such a cliff effect would strongly disincentivise families to upgrade themselves, and rise out of poverty.

5 Together, the various assistance schemes form a social safety net that provides help to Singaporeans in need, and more help to those who need it more.

6 To further strengthen social service delivery, MSF is spearheading a whole-of-government effort to ensure that support is comprehensive, convenient, and coordinated. For example, we have been streamlining assessment protocols. ComCare clients will be automatically assessed for MOE financial assistance and HDB public rental rates. We will expand this arrangement progressively to cover more schemes and agencies. Social assistance schemes and criteria are also continually reviewed to ensure that their objectives are being met.