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Singapore Government

COVID-19 Recovery Grant

COVID-19 Recovery Grant

 

The COVID-19 Recovery Grant (CRG) provides temporary financial support to workers in lower- to middle-income households who are presently experiencing involuntary job loss, involuntary no-pay leave (NPL) or income loss due to the economic impact of COVID-19.

Applications are open till 31 December 2022. Click here to apply.



Eligibility Criteria

Applicants should fulfil the following criteria:

     Employees SEPs
Age 21 years old and above
Citizenship Singapore Citizens (SCs) and Permanent Residents (PRs)
Annual Value (AV) of Residential Property Living in a residential property with AV not more than $21,000. Applicant should not own more than one residential property.
Prior household income Prior to job or income loss or involuntary NPL, gross household income of not more than $7,800 or gross per capita household income of not more than $2,600.
Economically active [From 1 Jan 2022] Employees should have worked for at least six months cumulatively between January 2020 and December 2021.

[From 1 Jan 2022] SEPs should have declared* annual net trade income (NTI) in either 2020 or 2021.

Additionally, SEPs should provide supporting documents on their line of work. 

*SEPs may retroactively declare their NTI in past years by submitting a Self-Employed Person Income Declaration Form to the CPF Board. The form can be found on the CPFB website at go.gov.sg/income-declaration.

[For CRG renewal] All SEP applicants who have received CRG or CRG-Temporary before must meet one of the following at the point of application to qualify:

   a. Have no outstanding MediSave contributions; or 

   b. Have outstanding MediSave contributions but are committed to making contributions via a GIRO# plan.

# To ensure that they continue to play a role in saving for their healthcare needs, all applicants, including present employees who were previously SEPS, should have no outstanding Medisave contributions to qualify for a renewal of assistance. Applicants may visit cpf.gov.sg/SEPHome to check their outstanding MediSave contributions and make payment arrangements.

Job / Income loss Full-time or part-time employee affected by the economic impact of COVID-19:
  • Presently involuntarily unemployed (due to retrenchment/contract termination);
  • Presently on involuntary NPL for a period of at least three consecutive months (e.g. Jan – Mar 2022); or
  • Presently experiencing salary loss for at least three consecutive months, with an average overall loss of at least 50% from all jobs as a part-time or full-time employee (e.g. Jan – Mar 2022)
Job loss/NPL/salary loss must have taken place after 23 Jan 2020, when the first case of COVID-19 was detected in Singapore
[From 1 Jan 2022] Presently experiencing NTI loss for at least three consecutive months, with an average overall loss of at least 50% at the point of application, compared to their average monthly NTI in 2020 or 2021.

NTI loss must have taken place after 23 Jan 2020, when the first case of COVID-19 was detected in Singapore 
Job search or training requirement Applicants must have actively participated in job search or training, and show proof of any of the following activities in the two months prior to application:
  • Submitted at least two applications via Government-linked touchpoints (e.g. MyCareersFuture portal, the Career Conversion Programme portal) for jobs, traineeships, or attachments; or
  • Attended at least two job interviews; or
  • Registered with WSG’s Careers Connect, WSG-appointed Career Matching Providers (Ingeus or MAXIMUS) or NTUC-e2i Centres for career coaching and have commenced the coaching session(s); or
  • Applied for at least one training programme listed on MySkillsFuture portal.

Notes:
          
  • In lieu of the job search or training requirement, SEPs may also submit supporting evidence of two attempts to improve their business revenue or reach out to new clients/business opportunities, as proof of job search.
  • Employees who are facing salary loss or are on involuntary NPL will be exempted from this requirement.
Exclusion Criteria

Applicants should not be concurrently receiving support from any of the following Government schemes when applying for the CRG:

  • Seafarers Relief Package;
  • COVID-19 Driver Relief Fund;
  • SGUnited Mid-Career Pathways Programme – Company Training; or
  • SGUnited Skills Programme

Recipients of ComCare Short-to-Medium Term Assistance or Long-Term Assistance may apply for the CRG when receiving their last month of ComCare payouts. If approved, their CRG grants will commence only after the cessation of their ComCare payouts.

Applicants who are Full-time National Servicemen at the point of application are not eligible.

 Tranches (each tranche provides 3 months of assistance)

 Eligible persons can receive a maximum of three tranches of CRG over 2021 and 2022 (e.g., those who have received two tranches of CRG in 2021 can receive one more tranche in 2022; those who did not receive CRG in 2021 can receive up to three tranches in 2022), CRG-T tranches received in 2021 are not included in this count of the total number of tranches of CRG received. 

To render further employment support, NTUC's Employment and Employability Institute (e2i) will be contacting individuals who are receiving their third tranche of CRG to refer them to resources that can support their job search efforts. 

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Assistance Provided

Each tranche of financial support provided through the CRG will be as follows:

Up to $700 per month for three months to employees who at the point of application are:
  • Unemployed due to retrenchment or involuntary contract termination; or
  • Placed on involuntary no-pay leave (NPL) for at least three consecutive months.

Up to $500 per month for three months to:
  • Employees who are facing salary loss for at least three consecutive months, with an average overall loss of at least 50% at the point of application; and
  • [From 1 Jan 2022] SEPs who are facing a loss in their net trade income (NTI) for at least three cosecutive months, with an average overall loss of at least 50% at the point of application, compared to their average monthly NTI in 2020 or 2021. If you are applying for CRG in 2021, we will take reference from your NTI in 2019 or 2020.

The job loss, involuntary NPL, or income loss should have occurred after 23 January 2020, when the first case of COVID-19 was detected in Singapore.

Assistance will be credited directly into the successful applicant’s bank account every month for three months, following approval.
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How to Apply

Applications are open 24/7 from 18 January 2021 – 31 December 2022 (including weekends and public holidays). Click here to apply.

Those who need help filling in the online application form can call the ComCare Call hotline (1800-222-0000) or email ask_sso@msf.gov.sg for assistance. Those who are not able to apply online can visit their nearest Social Service Office (go.gov.sg/ssolocator) for assistance.
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Processing Time

Applicants will be informed of the outcome of his/her application via SMS in about two weeks, upon submission of all required supporting documents.

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Supporting Documents Required

Applicants need to submit all of the following supporting documents:
  • Documents on bank account details for fund disbursement.
  • [For employees] Relevant documents indicating involuntary loss of job, placement on involuntary no-pay leave (NPL) or income loss, including:
    • A letter of retrenchment/termination of contract; or
    • A letter from employer stating placement on involuntary NPL for at least three consecutive months; or
    • A letter from employer indicating an average monthly salary loss of at least 50% for at least three consecutive months; or
    • Payslip(s) or CPF contribution statement(s) showing last drawn monthly salary before and after the job loss, placement on involuntary NPL or salary loss.
  • [For self-employed persons]: Relevant documents indicating that you are working as a self-employed person (e.g. valid trade licence(s), contracts for service, income statements, tax invoices billed to service buyers, receipts issued for services, or list of client engagements).
  • [For SEPs and employees applying based on involuntary job loss] Supporting documents indicating your active participation in job search or training e.g. confirmation of application for training via Government touchpoints. The documents should minimally indicate:
    • Your name; and
    • Date of application; and
    • The name of the company/employer that you applied or interviewed at, or the training provider and course title of the training that you attended.

In lieu of these, self-employed persons may submit relevant supporting evidence of two attempts to reach out to clients/business (e.g. pivoting business to cater to wider target audience, actors attending auditions, putting up advertisements to solicit for business) in the two months before your application.

Supporting Documents for Job Search/ Training Efforts

  • Traineeships and attachments refer to opportunities under the SGUnited Traineeships and SGUnited Mid-Career Pathway Programme-Company Attachments. Individuals can apply for these opportunities through the MyCareersFuture portal.
  • Training programmes include SGUnited Mid-Career Pathways Programme – Company Training, SGUnited Skills Programme, and other SkillsFuture-supported courses. These training programmes can be found on the MySkillsFuture portal, and interested individuals can approach the respective training providers listed to apply for courses.
  • Please refer to the list below for examples of acceptable documents. Participation in job search/ training must have taken place after job loss or NTI loss and within two months prior to the application. 

 

S/N Type of Job Search and/or Training Efforts Permissible Documents
1. At least two applications via Government-linked touchpoints (e.g. MyCareersFuture portal) for jobs, traineeships or attachments Record of job, traineeship or attachment applications

Note: Where possible, MSF will retrieve your job application records from MyCareersFuture portal directly.
2. At least two job interviews Record of job interviews
  • Acknowledgement letters/emails/screenshots of interviews scheduled/attended
3. Registered with WSG Careers Connect, WSG-appointed Career Matching providers or NTUC-e2i Career Centres for career coaching and have commenced the coaching session(s)

Record(s) of career coaching received at:

  • WSG Careers Connect;
  • WSG-appointed Career Matching Providers (Ingeus or MAXIMUS)]; or
  • NTUC-e2i Centres
    4. At least one application for a training programme listed on MySkillsFuture  portal Record showing application for/enrolment in course(s) under MySkillsFuture portal
    • Email receipts or screenshots showing application for/enrolment in course(s) supported by SkillsFuture Singapore, or certificates attained upon successful completion of course(s). Emails or screenshots should minimally indicate name of applicant, date of application, course title, and name of training provider.
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    Frequently Asked Questions

    Top FAQs:

    • What are the key changes to the COVID-19 Recovery Grant (CRG) from 2022?
      Overall level of support: Eligible individuals can receive up to three tranches of CRG assistance over 2021 and 2022. This is an increase from the cap of two tranches in 2021. Each tranche of CRG continues to provide recipients with three months of assistance. CRG-T tranches received in 2021 are not included in this count of the total number of tranches of CRG received.
    • Additional employment assistance: Third-time CRG beneficiaries will be contacted by e2i and offered support for their job search efforts.
    • Changes in eligibility criteria, to align with the extended application period:

    i. Under the economic activity criterion, employees must have worked for at least six months cumulatively between Jan 2020 and Dec 2021 (both months inclusive) instead of Jan 2019 and Dec 2020. SEPs must have declared their annual net trade income (NTI) in 2020 or 2021 instead of 2019 . 

    ii. Under the income loss criterion, SEPs' NTI will be compared to their average monthly NTI in 2020 or 2021, instead of 2019. 

    • These changes will take effect from 1 Jan 2022.

     

    How many tranches of CRG assistance are applicants eligible for? Can a first-time CRG applicant receive up to three tranches of CRG in 2022?

    • From 1 Jan 2022, eligible applicants can receive a maximum of three tranches of CRG over 2021 and 2022. A successful CRG applicant receives three months of assistance per tranche.
    • Eligible applicants who did not receive CRG in 2021 can receive up to three tranches of CRG in 2022, provided they meet all criteria at the point of each application. 
    • Those who received one or two tranches in 2021 can receive up to two or one more tranche of CRG in 2022 respectively
    • CRG recipients who continue to meet the eligibility criteria can apply for a renewal of their CRG assistance with further supporting documents, if they are in their final month of assistance or if their prior assistance has ended. 
    • Do payouts under the COVID-19 Recovery Grant-Temporary (CRG-T) in 2021 count toward the three tranches of support for CRG?
      No, assistance received under the CRG-T in 2021 do not count towards the three-tranche cap.
    • However, SEPs who received CRG or CRG-T before must have no outstanding MediSave contributions when applying for CRG. Alternatively, they must have committed to repaying their outstanding contributions via a GIRO plan.    

    Can a person apply for the third tranche of CRG while he/she is still receiving their payouts from the second tranch of CRG? When can they start applying for a renewal of their assistance?

    • Applicants who intend to apply for a third tranche of CRG can do so from 1 Jan 2022.   
    • Individuals who are still receiving CRG payouts can apply for a renewal of their support in the final month of their payouts. For example, if an applicant will be receiving CRG for Dec 2021, Jan 2022, and Feb 2022, and requires additional assistance, the earliest month they can apply for a renewal of CRG is in Feb 2022.  

    Do applicants need to submit another application for the CRG if they wish to renew their application although they had previously successfully applied for the grant?  

    • Yes, all applicants who are applying for a renewal of their CRG are required to submit a new application reflecting their current status. Applicants must also continue to fulfil the CRG eligibility criteria at the point of application.

     

    For applicants on no-pay leave or experiencing income loss, can the period of assessment for the first or second CRG application overlap with the period of assessment for their future applications?

    • No, any renewal of CRG application must be supported by a new period of three consecutive months of NPL or incokme loss, with no overlaps with the period of NPL or income loss from earlier applications. This is to ensure that there is no duplication in support provided for the same period of income loss. 

     

    How can CRG applicants who need support in their job search or training efforts get help?

    • Applicants may wish to refer to the following resources for assistance:
    • For employment assistance, please contact WSG hotline at 6883 5885, or visit go.gov.sg/wsgcrg-livechat, or e2i.com/sg/app ;
    • For job search resources, please visit go.gov.sg/career-restarter ;
    • For training opportunities, please visit go.gov.sg/ssg-sgujns.

    Third-time CRG recipients will also be contacted and offered job search assistance (e.g., career advisory or sharing of employability resources) by WSG or NTUC's e2i. 

    • Are ComCare beneficiaries eligible for the COVID-19 Recovery Grant?
      No, ComCare beneficiaries will continue to receive comprehensive support for their basic living expenses, including cash assistance, assistance with household bills, and assistance with medical bills. CRG has the same purpose of providing support.
    • Families on ComCare whose circumstances have changed during the COVID-19 situation may also approach SSOs for a review of their current ComCare Short-to-Medium-Term Assistance.             

    When will one know the outcome of his/her application for the COVID-19 Recovery Grant (CRG)? How will they be notified?

    • We aim to process your application in about two weeks, if all the required supporting documents have been submitted and are in order. Applicants will be informed of the outcome of his/her application via SMS.            
    • Individuals can apply for the CRG online 24/7 daily (including weekends and public holidays), untill 31 Dec 2022.
    • If applicants do not receive a SMS from MSF informing them of the outcome after about two weeks from submission of application for the COVID-19 Recovery Grant, with all the necessary supporting documents, they can check on the status of their application through the application portal, or email Ask_SSO@msf.gov.sg or call the ComCare hotline at 1800-222-0000 to enquire.        

    When is the COVID-19 Recovery Grant (CRG) payout date?
    The payout in the first month is typically disbursed seven calendar days from the day the application is approved.    

    • If applicants need help to apply online for the COVID-19 Recovery Grant, who can they approach?
      Applicants can call the ComCare hotline at 1800-222-0000 for assistance. If they are unable to call, they can approach their nearest SSO (go.gov.sg/ssolocator) which will guide them through the online application form.
                         

    Can't find an answer to your questions? View more FAQs here.
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    Infographic

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    COVID-19 Recovery Grant English Infographic

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