From 10 September 2025, large families with a third or subsequent Singapore Citizen (SC) child aged one to six this year will receive $1,000 Large Family LifeSG credits (LFLC) under the new Large Families Scheme (LFS).
2 Announced by Prime Minister Lawrence Wong at Budget 2025, the LFS builds on existing marriage and parenthood efforts to strengthen support for couples with three or more young children.
3 Under the LFS, parents with three or more SC children will receive:
(i) $5,000 increase in the CDA First Step Grant (FSG) for each third and subsequent child born on or after 18 February 2025 (bringing the total amount to $10,000);
(ii) $5,000 Large Family MediSave Grant (LFMG) for each third and subsequent child born on or after 18 February 2025; and
(iii) $1,000 each year in Large Family LifeSG Credits (LFLC) for each third and subsequent child, from the year that the child turns one to the year that the child turns six.
4 Under LFS, those eligible for the CDA FSG and LFMG will receive them around two weeks after they have opened their CDA and their successful enrollment into the Baby Bonus scheme respectively.
5 The first disbursement of $1,000 in LFLC will be made from 10 September 2025 to large families for each third and subsequent SC child born between 1 January 2019 to 31 December 2024 (i.e. aged one to six in 2025). Subsequent disbursements will be made in April annually, with the next disbursement in April 2026 for children born between 2020 to 2025 (i.e. aged one to six in 2026).
| Child’s Year of Birth | First Disbursement | Subsequent Disbursement^ | Amount |
| 2019 – 2024 | 10 September 2025* | April (annually) | $1,000 in LFLC annually for each third and subsequent child, from the year that the child turns one to the year that the child turns six |
| 2025 onwards | April (2026 onwards)* | April (annually) |
*Credits will be paid to the CDA trustee in MSF’s records as of the eligibility assessment date of 1 August 2025 for LFLC disbursement in September 2025, and 1 March annually for LFLC disbursements from April 2026 onwards.
LFLC to be disbursed into LifeSG mobile wallet
6 The LFLC can be used at a wide range of physical and online merchants to defray household expenses such as groceries, pharmacy items, utilities and transport, so long as the merchant accepts payment via PayNow UEN QR and/or NETS QR. Merchants that accept such payment modes (hence accept LFLC) would typically display the QR codes at the counter.
7 The Child Development Account (CDA) trustee of each eligible child will receive the LFLC automatically. The trustee will be able to access the LFLC via a digital wallet in the LifeSG application. No application is required.
8 LFLC recipients will be notified via SMS after the LFLC has been credited to their digital wallet in the LifeSG application. To safeguard against scams, SMS notifications sent to parents will only be from “gov.sg”. The SMS notifications will only contain information on the status of disbursements. Trustees will not be asked to reply to the SMS, click on links, or provide information to the sender. CDA trustees should ensure that the mobile number in their Singpass profile is accurate to receive these notifications.
Merchant Discounts and Privileges
9 Beyond Government support, various merchants are also offering deals and privileges to large families through Families for Life’s Large Families Deals initiative. Under this initiative, more than 50 corporate and community organisations are offering exclusive deals and discounts specifically curated to meet large families’ everyday needs. These include:
(i) Daily essentials: Savings on groceries and meals, including offers on household staples like diapers and family-friendly transport services, including savings on bookings of large capacity rides with ride-hailing apps.
(ii) Lifestyle and retail: Discounts on furniture, indoor playgrounds, dining perks and family activity classes.
10 Families for Life encourages more corporates to come onboard this initiative to celebrate and support large families. More information on the Large Family Deals can be found at go.gov.sg/lfs-deals.
11 For more information on the Large Families Scheme and Large Family LifeSG credits, visit https://www.go.gov.sg/LFS